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Frank W. Streng, Esq. McCarthy Fingar LLP 11 Martine Avenue White Plains, NY 10606-1934 914‑946‑0134
(fax) 914-946-3817 ext. 256
(voice) e‑mail: fstreng@mccarthyfingar.com |
Carla D. Glassman, Esq. Glassman & Brown, LLP 99 Court Street White Plains, NY 10601 914-686-0108 914-288-9291 (fax) |
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Westchester Women’s Bar Association – Trusts &
Estates Section
SCPA 1404: How to Examine the Witnesses to a Will
and Defensive Estate Planning `
March 15, 2005
A. What is Defensive Estate Planning?
·
Attorney’s
Perspective
·
Ethical
Considerations
·
Attorney-Client
Privilege
·
Who
is your client
·
Actual
or Potential Conflict of Interest
·
Irreconcilable
conflicts of interests
·
Reconcilable
conflicts of interests
·
Exoneration
by multiple clients with full disclosure
·
Engagement
Letters
·
Ethical
considerations
·
Financial
considerations
·
Representing
One or More members of “Dysfunctional” Families
·
Dysfunctional
– Webster defines it as “impaired or abnormal functioning”
·
Examples
of Dysfunctional Families
·
“Bad
families with No Parental Control”: No one likes each other, including the
parents
·
“Bad
families with Parental Control”: No one likes each other, but the parents are
able to require members of the family to act with propriety and respect
·
Good
Family with Bad Marriage: Children seem to respect each other, but parents hate
each other
·
“Good
Families that are Broken through Divorce”
·
“Good
Families that are Broken through Remarriage (with children from second
marriage)
·
“Good
Families that are Broken through Remarriage (without children from second
marriage)
·
“Good/Bad
Families” on the Death of the Survivor Parent: Throw out the Family Rule Book
and Become Super Dysfunctional
·
“’Good
Families” that have Very Good Actors in which One or More members Hate Each
other
· Client’s Goal: Hiring you to protect integrity of client’s decisions in estate plan (e.g., preparing will where client cuts out distributees or makes so-called unequal distributions)
B.
Fact
Pattern
Sally Jones (SJ) died on February 5, 2004 at age
49. SJ taught elementary school in Westchester County. SJ became ill about 3 years ago, with a diagnosis
of ovarian and cervical cancer. Track
list on surgeries:
1. April 13th, 2000. Sally's first surgery. Dr.
Chung. Ovaries removed.
2. April 19th, 2001. Port removed after
chemotherapy completed.
3. June 18th, 2001. Sally's mother, Marion Jones,
passed away.
4. February 7th, 2003. Sally's surgery. Dr. Chung.
Bladder removed.
5. November 14th, 2003. Sally's surgery. Dr. Seger.
Clear blockage. Replaced external bladder.
Jill Smith (75) and her son, John Smith (33), were
very close to Sally. Sally is also
John’s godmother.
Jill was with Sally every step of the way.
Sally not married but, nearly 27 years ago, Michael
Evil, age 69, moved in with Sally and her parents, since Michael needed a place
to stay. They met each other at the
Coach Inn in Ossining, NY. Michael is
apparently on a second marriage and apparently had children from his first
marriage. Client describes Michael as
“violent” with an “uncontrollable temper” and “extremely jealous” of both John
and Jill. Jill was called Aunt Julie by
SJ. Michael’s relationship with SJ is
somewhat strange in that, among other things, no one seems to know about
Michael. Words to describe Sally:
“naïve”, “shy”, “overly protective”.
Considered to be “afraid” of Michael, according to friend of
family. Michael dependent upon SJ.
Will dated November 12, 2003, signed at Westchester
Medical Center, and witnessed by a nurse, Lila Krump, and an apparent neighbor,
Hillary Peters. Lila is described as
being in Michael’s “back pocket”. Will
prepared by Bill Noplan of Noplan & Noplan, of Yorktown. Client believes that Noplan is Michael’s
attorney and that they apparently go to the same church. Grace Church is mentioned as the church, but
client describes Michael as catholic.
Michael is named as sole executor and sole beneficiary.
Sally’s assets:
TPP: owned by Jill and John but in possession of
SJ;
House: 9 Smith Road, Yorktown Heights, NY; has
mortgage of $50,000, and probably worth $500,000
John is beneficiary of various Teacher Retirement
funds, which seem to aggregate about $315,000.
John is also beneficiary of various Emigrant ITF accounts, but there is
also a joint account at Emigrant with Michael.
John paid for funeral.
There may also be other benefits in Teachers’
retirement.
What do we know about Mr. Noplan’s file?
C. Defensive
Estate planning in Fact Pattern and Otherwise:
·
Your
engagement as counsel
·
Separation
between Sally and Michael
·
Attorney-client
privilege
·
Joint
representation issues
·
Diligence
in legal work
·
Detailed
interview with memoranda
·
Detailed
description of assets and liabilities
·
Discussion
with client as to nonprobate assets, including joint assets and intentions of
client
·
Obtaining
copies of existing and prior wills/trust agreements/power of attorney
forms/health care proxies
·
Satisfying
yourself that client has capacity and is not subject to undue influence
·
Sending
drafts of instruments with letters of explanation
·
Dealing
with Client, and Client alone, as to drafts and redrafts
·
Supervision
of execution
·
No
shortcuts
·
Exclusion
of Michael from room for will execution
·
Other
estate planning
·
Living
will/health care proxy
·
Durable
power of attorney
·
Revocable
trusts
·
Attorney’s
Perceived Resistance of Revocable Trusts
·
Client’s
perspective: attorneys have self-interest in assuring probate through earning a
huge percentage fee in estate
·
Client’s
Misperceptions
·
Revocable
trusts always avoid probate
·
Assets
cannot pass through revocable trust unless asset is transferred to trust
·
Revocable
trusts avoid estate and other taxes
·
Tax neutrality of revocable trusts
·
Advantages
of revocable trust re procedural and substantive obstacles to “will contest”
·
Revocable
trusts as “continuing” will
·
Effect
of client managing financial matters through all-inclusive features of
brokerage account for trust
·
Mechanics
of Creation of Trusts – EPTL 7-1.17
·
To
be effective lifetime trust must be in
o Writing
o Executed by the creator and
at least one trustee
o Acknowledged or executed in
the presence of two witnesses
·
Grantor
can be sole trustee
·
Oral
trusts not recognized in statute
·
Amendment/Revocation
is effective if in
o Writing
o Executed by the person
authorized to amend or revoke
o Acknowledged or executed in
the presence of two witnesses
o Notice of amendment or
revocation shall be delivered to at least one other trustee
§
Effective
date the date of execution
§
Failure
to give notice does not make invalid
§
No
liabilities for actions of trustee prior to actual notice
·
Funding
of Lifetime Trust
o Valid as to assets
transferred to trust
o Transfer is not accomplished
by “recital of assignment, holding or receipt in the trust instrument:
o Transfer is accomplished
through “written assignment describing the assets with particularity” or, in
the case of “real estate, stocks, bonds, bank and brokerage accounts and the
like” a recording of deed or “completion of registration of the asset”
·
Additional
procedural obstacles for challenging validity of revocable trusts, or transfers
to trusts
·
Contrasts
of Will Contests v. Trust Contests
·
Lack
of identified procedural remedies in trust contests
·
Challenging
client’s capacity in execution of documents that results in transfer to
revocable trusts
D.
How
to Win a Will Contest: Perspectives of Petitioner, Objectant and Court
·
Petitioner’s Perspective
·
Petition
for probate and for Preliminary letters
·
Requirements
for Attorney-Fiduciary under SCPA 2307-a
·
Issuance
of citation
·
Need
for appointment of Guardian ad Litem for persons under a disability
·
Marshalling
of assets and other matters incident to estate
·
Objectant’s Perspective
·
Petition
for temporary letters (SCPA 901)
·
If
preliminary letters granted, consider a petition to revoke
·
if
Will is facially (arguably) improper
·
if
proper grounds under SCPA 711 or 719
·
If
preliminary letters not sought, then possibly seek temporary letters
·
Petition
to compel production of Will (SCPA 1401) for prior instruments
·
Pursuant
to SCPA 1412(4)(b), take whatever actions necessary to make sure that “papers
and records of the decedent” are properly preserved by the preliminary executor
·
Options on Return date of
Probate Citation
·
Objectant’s Perspective
·
Conduct
examination of attesting witnesses pursuant to SCPA 1404
·
Defer
date for objections to probate until conclusion of examination of witnesses
·
Permits
attorney and client to make studied decision as to whether to object to probate
·
If
there is an in terrorem clause (EPTL
3-3.5), puts off decision as to possible forfeiture of client’s interest that
may be caused by unsuccessful objections to probate
·
Pursuant
to local rule of Surrogate's Court, Westchester County, expense of transcripts
of examinations of witnesses are paid by estate
·
Defers
other CPLR discovery devices until after objections are filed and issue is
joined
·
1404
examinations are to take place at Surrogate's Court pursuant to Rule 207.28,
unless the Court otherwise provides; and usually cannot be conducted until
personal jurisdiction is complete
·
File
objections to probate and to the issuance of letters
·
Grounds
for objections to probate of will
·
Due
execution
·
Consider
not filing objection if it cannot be arguably supported based upon 1404
examinations
·
Testamentary
Capacity
·
Fraud
·
Undue
Influence
·
Demand
for jury trial
·
Permits
immediate use of CPLR discovery devices
·
Objectant
generally pays for transcripts of depositions, including examinations of
attesting witnesses
·
Objections
to issuance of letters
·
Grounds
generally under SCPA 711 and 719
·
For
Attorney-fiduciaries, see SCPA 2307-a
·
If
there is a person under a disability adversely effected by the Will and
represented by a Guardian ad Litem (GAL), work closely with GAL
·
Consider
options as to status of parties, e.g., is the spouse a distributee or not?
·
Petitioner’s Perspective
·
Make
sure probate proceeding is aggressively prosecuted
·
Interview
attesting witnesses and make sure they are available for SCPA 1404 examinations
·
If
you want to expedite the proceeding, seek a discovery order
·
If
you have not yet gotten preliminary letters, seek them
·
Make
sure that your client is doing his/her/its job as fiduciary, i.e., ignore Will
contest and administer the estate
·
Make
sure records of the decedent are preserved
·
If
a beneficiary under contested Will is also a petitioner, make sure that, at all
times, your client is acting properly
·
Court’s Perspective
·
Notice
of Objections Filed: Before discovery can begin, a citation for notice of
objections filed must be obtained from the Court and served upon all
beneficiaries under Will whose interest are adversely affected by objections
(SCPA 1411; Rule 207.27); conduct discovery after return date of citation
·
Document
production
·
Pursuant
to local rule, duces tecum subpoenas for medical records are returnable at
Surrogate's Court
·
Depositions
·
3
and 2 rule – Unless there are “special circumstances”, discovery limited to the
period of three years before and two years after the execution of Will (Rule
207.27)
·
Attesting
witnesses out of state: Pursuant to SCPA 508 and Rule 207.22, the Court may
direct testimony to be taken outside of the state by a commission
·
Bills
of Particulars
·
Generally,
the petitioner is entitled to bill as to those objections in which the
objectant has the burden of proof
·
See
Rule 207.23 for further details
·
Summary
Judgment Motions
·
Place
burden on objectant to flesh out objectant’s case, if one exists
·
With
volume of cases, summary judgment motions are getting greater sympathy from
Surrogates
·
CPLR
4519 (dead man statute) problems do not help movant on summary judgment motion
·
Objections
on lack of due execution
·
Submit
transcripts of 1404s and other examinations
·
Objections
on lack of testamentary capacity, undue influence and fraud
·
Make
motion after the end of discovery
·
More
difficult motion: do not make unless your case is compelling
·
Settlement
Options
·
Factors:
·
Non
probate and gifted assets
·
Estate
tax apportionment
·
Distributions
under the intestacy statute
·
Distributions
under the elective share statute
·
Interest
of beneficiaries under prior Wills
·
Appointment
of executors and trustees